Water Air Federal Credit Union. Car Finance



With your automobile financing, you can expect competitive prices and many different terms for the users that are buying or funding an innovative new or auto that is used. You can aquire your brand-new or utilized automobile with your free car buying service running on TrueCar.

  • 100% funding available
  • As much as 84 months terms

Motorcycle & Power Sports/Boat/RV

You can expect competitive prices, terms and affordable repayments for bike, motorboat or RV loans – certainly one of that will be certain to be best for your needs.

Motorcycle & Energy Sports

  • 90% funding for brand new motorcycles / energy activities * plus income tax and permit
  • 100% of retail value for used motorcycles / energy activities * plus income income tax and permit
  • Up to 72 months terms
  • 85% funding available on brand brand new ships
  • 75% funding for utilized watercraft
  • As much as 180 months terms
  • Aquatic Survey is needed on loan quantities $7,500 or higher
  • Optimum advance to not ever surpass study’s valuation that is lowest
  • Includes engine domiciles, campers and trailers
  • 80% of bought cost for brand new RVs
  • 100% of low Kelly Blue Book Value for utilized RVs
  • As much as 180 months terms

* Power Sports are leisure toys including: snowfall cars, off-road cars, GEM Electrical, slingshots, etc.


Whether you are a first-time customer, to locate an additional house or invesment home or refinancing your current house, we now have mortage loan options (mainstream, FHA and VA) to meet up with your requirements. Qualified veterans, reservists, and Active Duty personnel and their qualified partners with suitable credit, adequate earnings and a legitimate certification of Eligibility (COE), usually takes advantageous asset of 100% funding choices having a VA Mortgage, guaranteed in full by the Department of Veterans Affairs. The house must certanly be occupied because of the veteran as his or her main residence.

  • Finance choices as much as 100per cent
  • Fixed price
  • Max loan quantities decided by home location
  • Seller efforts as much as 4percent are permitted
  • Refinance possibilities
  • Get the full story and use

Home Equity (Owner Occupied)

  • No points
  • No pre-payment charges
  • Owner occupied
  • Closed end loan
  • Advance: 80% of authorized assessment value less stability from the first TD if applicable
  • Terms: 60-180 months
  • Maximum quantity financed: $250,000

House Equity (Non-Owner Occupied)

  • No points
  • No pre-payment charges
  • Closed end loan
  • Advance: 70% of authorized assessment value less stability regarding the first TD if applicable
  • Terms: 60-144 months
  • Optimum quantity financed: $250,000


Undergraduate Education Loan

Our pupil Selection private loan option would be built to fill the money gaps which will occur most likely lower-cost types of help (including scholarships, funds, and federal Direct Subsidized and Unsubsidized loans) have now been exhausted.

  • Lower Interest rates
  • No prepayment or origination charges
  • Versatile re re payments and deferment that is in-school
  • Easy on the web approval and application
  • Convenient type of credit framework that enables you to use once and secure financing for the whole university job

Student Loan Refinance

Assume control of one’s education loan financial obligation having a pupil Selection Refinance Loan from Sea Air Federal Credit Union. You can refinance and combine your personal and student that is federal (including PLUS loans) into one workable loan, installing one convenient re payment, and reduced interest.

  • Competitive rate of interest
  • No origination costs and prepayment charges
  • 5-, 10- and 15- repayment term options year
  • Refinancing available as much as $50,000


Signature Loan

The ocean Air Signature Loan can be an affordable solution to assist you to protect costs – training, surgical procedure, getaway, etc. For many people, it really is chosen over a credit card due to its fixed month-to-month re re payment and term it will be paid off so you know exactly when.

  • Loans as much as $15,000
  • As much as 60 months terms

Credit line (LOC)

The Overdraft personal credit line (LOC) protects your bank account from returned checks and fundamental mathematics mishaps. You additionally have the flexibleness of utilizing your available personal credit line to pay for other emergencies by just moving funds to your bank checking account.

  • Open-end credit line
  • Minimal personal credit line is $500.00
  • May be used as overdraft protection

Loan 360

  • Option to payday loan
  • Account in good standing
  • Direct Deposit
  • NO credit file with no earnings verification needed
  • Amount: $300
  • a few months term
  • NO rollovers or extensions permitted

Share Secured Loan

A Share Secured Loan is really a way that is great build, or reconstruct your credit. Through the use of your assets that are personal your checking account as collateral, you have access to reduced interest levels and better borrowing choices.

  • Borrow as much as 90% of available stocks
  • Minimal loan quantity: $500
  • As much as 60 months terms
  • Fully guaranteed loan

Certificate loan that is secured

With a Certificate Secured loan you can borrow the funds you’ll need at a reduced price while using the your certificate as security.

  • Borrow up to 90% of face worth of certification
  • Optional loan that is monthly available
  • Loan must certanly be compensated in strong certificate readiness date

VisaВ® Bank Cards

Water Air FCU provides many different bank cards so it is possible to select the card that’s right for the investing style. Don’t neglect to register your charge card due to the fact standard card on the favorite shopping web web internet sites for simple shopping and preserving.

  • Affinity
    • Earn points for everyday acquisitions and redeem them for money back or any other benefits
    • Aids the united states liquid Polo company with every purchase.
  • Platinum
  • Classic
    • Assists in developing your credit
  • Guaranteed Classic Card
    • Helps reinforce and reconstruct your credit
    • A Share Secured bank card is supported by a money deposit you will be making in the period of the account opening. Usage of that deposit is held before the bank card is closed plus the stability is compensated in complete.