To tell the truth they may not be a financial obligation collector i might care to approach with a relevant concern in regards to a financial obligation i might or may well not owe.

You can ask SS on their own? Did you’ve got lot of loans through them? In the event that you do you could devote an affordability grievance and that could possibly provide exactly what occurred into the final loan.

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Thank you for the response, I’d imagine it absolutely was about three or four years, you’ll find nothing showing to my reports. Perhaps I’ll simply wait to see if we hear from their store. All post is been forwarded from old target so any correspondence would has been received by me from their website.

I’ve been studying the remarks recently and have always been happy to see folks have been having some success with refunds.

I will be nevertheless waiting to know the end result of NIck H arbitration that he stated had been planned sometime in September ’17 before We distribute my claim to your OAFS due to a “i do believe it is a statute banned outstanding financial obligation” with Pounds to Payday that We don’t want to acknowledge written down if my claim potentially wouldn’t become successful.

Nevertheless, my question that is current is i’ve been reading in past articles that:

“They wont budge on loans before 2011, they make that clear. They didn’t have to comply with any legislation pre 2011.”

My loan that is last was FEB 2009, thus I have always been worried they won’t even contemplate it.

Has anybody possessed a payout having a pre 2020 loan?

The Hitman says

I’ve had a tremendously comparable idea today with mine, when i had loans from 2019-2020

Well eventually got a last reaction from SS they don’t acknowledge any incorrect doing but will waive the outstanding £450 stability! Gone right back a times that are few the previous couple of months nothing right straight right back from their store threatened OAFS nevertheless nothing. Ashamed to say 9 consecutive loans with SS all post 2011 alongside 10-15 other month-to-month pay day loans as a result of my monetary distress and a dark dark time bank statements and credit history reveal the degree of borrowing and exactly how dependant I happened to be on these loans so I’m maybe maybe not supporting straight straight straight down with this as when they had done appropriate checks i truly wouldn’t are provided any style of credit! Anyhow I’ve dealt aided by the other loan providers a few of which went along to FOS and upheld.

Long tale I’ve that is short emailed plus they have actually been so helpful. Today once I emailed them for addesss and bank details to lodge my problem together with them they stated ahead on most of the e-mails I’ve delivered them and they’ll e-mail SS/Northway and chase up before an official grievance in order that was done today and let’s see when they react otherwise publishing my types and all sorts of proof and dreaming about a great outcome! they are doing tbink simply because they weren’t regulated into the U.K. or by FCA and away from reach of FoS they can simply dismiss people and I also will have overlook it if it wasn’t with this web page therefore many thanks!

Just one single bit that is last of for you on my now settled loan. OAFS have actually refunded my 25 Euro costs when I accepted the offer that I experienced from Northway, even though we most likely, well positively, will never have experienced that offer without having there input. Great solution.

Pertaining to the reviews we made about PTPD maybe not budging on loans pre 2011 then that is one thing you ought to challenge. That’s the information they explained I had ten loans pre 2011 from 2009 and through 2010 in me uncertain terms. I did not get the chance to challenge this as I accepted an improved offer. However you should.

Hi here I have begun the OAFS process – I’m sure it is pretty adjustable, but can somebody provide me personally a obscure concept as to just how long it took from the period? Have always been we taking a look at another couple of weeks to eliminate?

I’d want to understand this to!

August i received my receipt and registration of the complaint at the end of.

The things I will state however would be the people at OAFS are extremely helpful and would cheerfully spend our Financial Ombudsman a comparable amount for a solution of the same quality.

Sara (Financial Obligation Camel) says

The FOS gets one thousand loan that is payday a month. 68% are now being upheld. We question the OAFS gets 50.

I’ve been dealing with for approximately three months now and may have my hearing adjudicates by the conclusion of the thirty days

Hi all, Northway have actually taken care of immediately me with my declaration of account fully for Swift Sterling but have actually stated if it doesn’t go to them as they no longer own Swift Sterling a complaint cannot be directed to them so who do I put a complaint into?

We directed issue for them I paid, they granted the loans and I believe it is they who are the irresponsible lender as they received the interest.

Sara (Financial Obligation Camel) says

The grievance is going to Northway. Ignore their cautiously worded message – legally it is proper but just about everyone checks out it the way that is wrong…

Nick H – any improvement on your own adjudication?

Nevertheless waiting in it to verify the date associated with hearing.

I’ve sent a chase e-mail as I will need to arrange time off to attend this via google hangouts today

Samuel Hall says

Currently in mediation with Northway and they’ve got offered funds of 115 (I’m owed with interest and costs near to 3k ) my loans had been removed in 2007 a lot of them post legislation change in April 2007, does anybody understand the date poundstilpayday became controlled by the OFT ?

Sara (Financial Obligation Camel) says

I’m not certain it ever had been OFT controlled.

Comparable figures in my opinion. Their provides had been a laugh so my mediation failed.